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Our Services

Offer Finance to your Customers

At UCFS Australia, we provide quality financing services to distributors so businesses in Australia and New Zealand can grow – and consumers can obtain the products and services they want and need! We provide closed-end, retail installment sales contracts and finance market-leading products and services. UCFS is also a leading international finance partner for distributors and merchants in the United States, Canada, the United Kingdom and Italy. Our company has a solid reputation for being a trusted, responsible, and financially strong service provider.

Debt Aquisition

UCFS provide partners with immediate access to capital, improving cash flow, and reducing financial risk. This allows businesses to reinvest in operations, pay off liabilities, or pursue growth opportunities. 

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Additionally, outsourcing the collection process frees up internal resources and reduces administrative burden, enabling our partners to focus on core business activities.

Empowering Business Growth

UCFS Australia is dedicated to helping businesses grow by offering low monthly payments for customers to obtain products and services they need and want! Offering closed-end retail sales agreements (financing) means serving more customers, increasing sales, and making your offerings available to more customers.

We support distributors, introducers, and merchants across Australia and New Zealand in expanding their businesses through our expert financing services. Our dedicated team is available to assist you with any inquiries, anytime. To you get started, we have provided some key points on the benefits of financing.

Advantages of customer Financing 

  • Your customers have quick access to your offerings

  • Fixed, low monthly payments

  • Financing for all or a portion of the sale

  • Quick credit approval for same-day purchases

  • High percentage of applicants approved

  • Online autopay options for bank or debit/credit cards

Why UCFS Australia

  • Capture a larger share of business

  • Make your products and services available to customers of more income levels

  • Increase your sales and improve cashflow

  • Easily view account details through an online portal

  • Products and services priced between $1,000 and $10,000

  • Differentiate from other companies

  • Receive payment promptly, within a few days

  • Provide the convenience of additional payment methods for your customers

Debt Aquisition

UCFS help our  clients by providing immediate access to capital, improving cash flow, and reducing financial risk. Instead of waiting for long-overdue payments from customers. This allows businesses to reinvest in operations, pay off liabilities, or pursue growth opportunities.

Additionally, outsourcing the collection process frees up internal resources and reduces administrative burden, enabling clients to focus on core business activities.

Advantages of Selling a Debt Portfolio

Instant Cash Injection
Convert aging or non-performing receivables into immediate working capital.

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Reduced Collection Costs
Eliminate the ongoing expense of internal collections, staff, systems, or third-party agencies.

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Risk Offloading
Transfer the financial and legal risks associated with delinquent or defaulted accounts to the debt buyer.

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Cleaner Balance Sheet
Remove bad debt from your books, improving financial ratios and simplifying accounting.

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Refocus Internal Resources
Free up your team to focus on core business activities, not chasing overdue accounts.

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Protect Brand Reputation
Work with a compliant, ethical buyer to ensure respectful and professional treatment of former customers.

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Predictable Financial Outcome
Gain certainty and transparency through a one-time payment or structured forward-flow agreements.

Why Assign to UCFS

Fair Market Valuation
We provide transparent, data-driven valuations for your debt portfolio—no hidden fees or guesswork.

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Fully Licensed & Compliant with Industry Regulations
UCFS Australia hold an Australian Credit License and strictly adhere to ASIC, ACCC, OAIC, NCCP and GDPR regulations—ensuring you stay legally protected.

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Reputation-Safe Collection Practices
Our respectful, professional approach safeguards your brand image while recovering debt efficiently.

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Expertly Trained Agents and Partners
Our team and our partners undergo continuous compliance and customer service training—ensuring every interaction meets legal and ethical standards.

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Risk Mitigation & Legal Assurance
We reduce the risk of costly consumer complaints and penalties by following industry best practices.

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Consumer-Centric, Ethical Approach
We balance recovery with empathy—prioritizing respectful, solution-focused conversations to maintain goodwill.

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Data Protection at Every Step
We handle all consumer information with strict data security protocols to ensure full compliance with GDPR and other privacy laws.

Our Journey to Excellence

Discover how our commitment to excellence has established us as a leading financial services provider.

We are dedicated to delivering exceptional financial services that empower businesses and drive economic growth. Our focus on integrity, innovation, and client satisfaction sets us apart in the industry.

About Us

UCFS Australia helps businesses grow and helps consumers obtain the products and services they need and want, with low monthly payments!

 

UCFS Australia Pty Ltd
Serving Australia and New Zealand
PO Box 607
North Sydney 2060

 

Australia
General Phone: +61 2 8445 0150
Toll-Free: 1800 144 635
Email: info@ucfs.com.au

 

 

New Zealand
General Phone: 0800 8237 28
Email: info@ucfs.com.au

 

Company

Legal

Credit provided by UCFS Australia Pty Ltd, Australian Credit Licence 392138.  Eligibility criteria, conditions and fees apply.

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